Several times a year I like to stick my toe into the claims pool and check the temperature.  I contact insurance carriers that specialize in community banks to determine the types of claims that are being filed by their insureds.  The consensus is that Lender Liability suits are on the rise. When a mortgage defaults, the lenders are filing foreclosure actions against the borrowers.  The borrowers are no longer accepting the foreclosure as a consequence of their inability to pay.  They now file counterclaims stating that the lender took advantage of the unsophisticated bor